I'm finishing up my bachelor's in accounting and going for an one-year master degree starting in August this year.

To what degree do you feel like they're operating as a steward for your capital and treating you as a valued member of the team instead of a box to check on the way to underwriting?  

The banks are better prepared to deal with foreclosures now than they were prior to the Global Financial Crisis.

At some point they are going to care an awful lot about your DSCR and global EBITA, which rocked my world when I figured out that it wasn't as simple as I had been thinking. 

I am a senior at Metro State University of Denver, and will soon be graduating with a degree in construction project management. 

What you hear on the official news you have to flip 180 degrees.

Many people tried finishing their basements in old homes with varying degrees of success and eventually a LOT of them end up in the state you have in your subject home.

U.S. dollar is the global currency for a reason, when a country owes another country, they pay in U.S.

Having said that while your projected earnings are great they won't be able to count towards financing now to some degree- there's not an established work history at this salary etc. as 'potential earnings' are just that, potential.With that in mind your best option might be to work with a lender that is geared for working with new physicians and apply for a 'physician's loan', which in some cases will allow you to have minimal amount in down payment and may not have the PMI cavate that usually comes with putting less than 20% down.Some of these lenders will work with very minimal down, knowing you're about to have a substantial  salary, and will 'factor' it in more than any other lender might. 

I like Vacasa because they have a global presence & do a good job, but there are many, many options here from self-management to  blended models where you handle just the bookings to full service.