Small local banks and credit unions are a good suggestion as they will consider smaller loans to help the local community they are in and sometimes have flexibility with portfolio loans..

I suspect that as part of what is considered in doing a full blown appraisal, your overall risk profile and DSR (Debt Service Ratio) will be looked at.You have to be careful about your assumptions and ensure that the stuff you're adding to your portfolio is capable of producing the income where that looks favorable, especially if you don't have other earnings (or much of them). 

After that we look at portfolio loans or what is known in the industry as Non-QM loans.

These  internet paid lead generation is a numbering game.

Hello,I am very new and am trying to expand my rental property portfolio.

My question is, how many of you that are using these creative finance techniques have actually put some proper stress-testing on your portfolio?

Just remember, if you plan to grow your portfolio you'll eventually need to upgrade to something else.

Real Estate Investing is all fun and games until you need medical insurance. 

Trying to validate to the seller why he/she is asking too much is a full's game...

Keep in mind that this is a numbers game.