The suspicious reviews on here and FB along with there very high rates has kept me on the sideline.

How can i see what rates are from investment property purchases? 

Should multi-family investors be scared of interest rates?

With this, I could essentially charge a flat rate for electric to the units.

Maybe wouldn’t be in the banks intrest as rate are falling but what about in the environment that we are in when rates are going up.

I've been investing there since 2019 and my strategy hasn't changed at all, even with rates the way they are now.The midwest has a lot of good options right now.

On a cursory review, it appears that your cost of debt exceeds your capitalization rate, suggesting negative cash flow.

To mitigate this, I've devised a plan that involves leveraging my primary residence.I've been residing in my current home for the past five years, which I secured at a very favorable interest rate.

Or perhaps a foreclosure HUD is selling on hudhomestore dot com.On 203k you can buy with 3.50% down and get a seller credit for up to 6% of the sale price toward all closing costs and some of it can be used to buy the interest rate lower as well.

So yes, its very possible to use a conventional loan to buy an investment property...but you aren't going to get owner occupant rates/terms.