I have plenty of reserves but would certainly not over extend myself for one house. 

@Mitesh Brahmbhatt Hi, yes for county info go to the press releases on warrengroup.com.

I've always looked at life insurance like a refrigerator extended warranty. 

From what I can see this new version of the FICO score was released in April 2019, found here.From the document:"Rental history, when it’s reported, factors into FICO® Score 9.

But it does not extend the time to pay.

We recently did not extend a lease on a bad tenant in Escondido (the place had significant damage just before I was going on 4+ weeks of vacation).  

For some reason, Equifax will not release my credit to the lender.

I would even have them do an annual cleaning and check up to build that relationship with them , it may be an extra expense but Extends the life and reliability ofAC units.

Since this would be a commercial product, the loan is kept on the originating banks books, instead of being sold on the secondary market.What you’re talking about is called a release clause.  

Geez...I wouldn't buy it until the lien is released.