I know many of you have had creative transactions in the past. 

As it was, we only were able to get this by using creative financing.

I have enough saved for a sizable down payment on a conventional loan, but I would love to get into some creative financing and learn more about how I can use my VA loan. 

Considering posting about it in the forums later to see what creative ideas people have.Anyway, we live in Wilmington, NC and are considering investing in York, PA in the next year or so, near where my parents live.

Be creative.

Whether its the seller's money, a friend's or a lender's, it can help you stretch your dollars, so sometimes you might need to get creative on locating that leverage.I have used partners at times to get deals done, whether for money, for properties or experience. 

I wish I would have found out these creative ways of leveraging equity sooner. 

Be creative. 

If you do apartments in basement --check for plumbing problems or costs --for kitchen bathrooms etc --and seepage ( if ground water high) or flooding etc -- If you like so much --pay $1000 and get an Option for six to 12 months --tie up property and then do creative thinking and marketing --even find a partner-- If zonend for 24 untis MF --it may be easy to get zonned for a 40 room hotel - independent or weekly rentals --with kitchen --more profitable --if there is lot or tourists --good night life downtown -- etcOR basement can also have a retail --Salon / or restaurant --or health spa-- --think about long term --tenants-- Good luck..

I've had a couple new investors think they were doing something creative and contact the seller directly and find out what they sold it to me for.