Prior to Real Estate I was in Property Preservation and a general contractor as well.

Also, can I evict a tenant for having an animal on the property that was classified as a "pet" prior to them being prescribed? 

Adjusting for inflation, Tampa is currently around where prices were prior to the 08 crash.Whereas most of the county is currently above pre crash levels - there are a few markets that are finally pushing past that line.

Prior to the sale I walked some streets and searched the deeds of the properties I liked.

Duplexes aren’t appraised on cash flow, but on comparable sales only.

A "negative cash flow" investment (that you'd likely be getting downtown) does not necessarily mean "bad", and a "positive cash flow" does not necessarily mean "good".Each property needs to be looked at on its own merits (and compared to similar sales nearby).Many hundreds of threads here on BP only give the specifics for a particular property, but with no mention at all about what other surrounding similar properties sold for.But Arthur, you won't do that, right?

Dylan Bard sounds like the loan officer is trying to get you in prior to you actually leaving the military.

Comparable sales on 3 Bedroom two Baths in the area is from $120,000 to $150,000 move in ready as this one is the $15K delinquency is PTI and increasing every month, and the owner finance buyer bad credit will not allow refinance as you suggested Jay.   

The rental income they will use will be based on comparable rents of the surrounding homes. 

Both sides of the duplex are currently rented out, however they are paying half of what the current market value rent should be which I found out prior to seeing the units.