One thing I see as a lender is that any kind of owner-occupied loan with a low down payment will not allow you to build enough equity to refinance out of it, even when you are forcing equity with a rehab.

I worry that it will not cash flow when I move out, so I am trying to find ways to increase the value to allow more rent- hence the turning my half bath into a full bath.Lessons learned?

A single-member LLC provides protection while allowing you to report business income on your personal taxes.

The answer is yes and no.The reason I say no is that most mortgages will have a clause in there allowing the bank to call in the loan if you transfer your interest in the property.the reason I say yes is that most of the time, they don't bother with this.

It was renovated to have an open floor plan, new paint, recessed lighting throughout, and LVP flooring.

We both have a wework membership (coworking space) that allows us to meet in an office setting at any time. 

The space is most appropriate for a couple with 1-3 children, 3 single adults, or even a couple with a grandparent or nanny and a kid or 2.From what I'm reading, the law protects families with kids from discrimination, but can I get in trouble for doing the reverse and allowing (and potentially advertising) a higher occupancy rate if people have babies and children than if all occupants are adults? 

@Hyeonji Oh  Either house hacking a SFR or buying a multifamily (4+ units typically) will allow you to get into the bay area market. 

Your current PM allowed the damage to happen.

Just adding a couple of things for you to consider to add to your research - Regarding the basis step-up, you're correct that under current law, your mom holding it until her death may allow for you to receive it with a full stepped-up basis, washing out all the appreciation during her lifetime.