Quote from @Stuart Wilson: I served 21 years and wish I had held onto all the houses I bought.

Thanks all for the responses.

I wanting to make a career change and was curious if it makes sense to do all , if not majority of the renovations and pay myself instead of paying contractors?

P&I payment: $716Origination Fee: $4500Underwriting fee: $1395 Hi Su,Yes, with the DSCR programs readily available today, I would say all of these are high.

The right loan officer can answer all your questions above!

FYI for all real estate questions regarding the Columbus market I recommend @jimmylieu - he is the BEST! 

I personally would shy away from All State and State Farm.

Thanks all for advice.

If she won't answer you at all then that's her problem also. 

If you have any questions on this you might contact a few local realtors to ask about annual appreciation over the past few years.)If after considering all these things you still feel the property will be a loss you should look for a different property.