My current income is sufficient enough to cover my living expenses, live comfortably, and put a portion toward savings each month.

Hundred+ year old homes that needed a full gut, some begging for the addition of a full 2nd story and even digging down in the basement to increase ceiling height and functionality.  

Taking your screening method above- as an investor, it would make sense that you are choosing the applicant with the best balance of income, credit, references and a clean background. 

This has caused our clients a lot of missed opportunities or having to grapple with putting 15% down on a duplex and 25% down on a 3-4units.This new program changes the game, now clients with income $92,000 can put 5% down up to a 4 unit. 

Addressing the LTR concern: both counties have used grants to boost low-income housing (in the form of apartments that prohibit STRs) rather than imposing broad restrictions.

However, financial freedom isn't just about replacing your current income.

If I have a beach house that is booked heavily in the summer but not in the winter, I could have a house in the mountains that would still be booked in the winter to offset the lack of income from the beach houseCons- Harder to manage from far away- Would need to stay familiar with laws in each areaAny thoughts?

Additional income and to grow equity.

If there are tax benefits, that certainly helps and can add to the wealth building by freeing up more cash for more income-producing stuff.My opinion, of course, but I try to encourage my investors to be wealth-forward rather than tax-forward.

I have been looking into other sources of income and thought of getting my mortgage brokers license.I am well connected in my market and am still relatively young at 24 with lots of friends and peers that will be looking to purchase their first homes soon.