I know there are a lot of shady people in the business, and I hope we can protect Bigger Pockets and maintain a standard of ethical high ground, but I was wondering if there was a way to self police?

The most ethical business practice is to honor the cost via the loan officer's compensation.

That tax favored treatment comes with the caveat of keeping the IRA at arm's length.  

. - does not indicate the ESA is a treatment (or prescription) for any condition - just a mental and behavioral health condition.- does not have a signature- does not have specific wording to comply with regulations (legal diagnosis, statement of treatment, ESA prescription, etc.)I believe CA passed a law (1/22) requiring the therapist to see the patient for 30 days prior to issuing an ESA recommendation and letter.

You can get a mold treatment chemical or mix bleach and water and spray it onto the infected area.

They own a home outright worth approximately 400kThey want cash to pursue some alternative medical treatments.

The critical issue is that you must have the intent to hold for rental, investment or business use in order to qualify for 1031 Exchange treatment. 

These are professionals with additional training and a stricter code of ethics.

The sellers agent doesn't seem to be helping, despite his ethical obligation.

These are professionals with additional training and a stricter code of ethics.