People are scared, and don't have answers, and that compounds an already tense situation.

If you compound that with falling everything (prices, employment, stock market) it can get ugly fast. 

Yes, the pandemic has compounded your problem, but the fact is, even if the pandemic had not happened, you still would have had a very hard time evicting in NYS, even for straightforward non-payment of rent.

My short-term goals are strict budgeting and have $40,000 by the end of 2020 for Real Estate (I do also have stocks, REITS and growing a passive income using dividend growth and compounding).

If I seem defensive from my habit of asking follow-up questions or responding to voiced concerns with additional information about the deal, my apologies.

http://www.ahs.com/homeowners/plans-costs/plans-costs.htmlAn AHS Home Warranty is a homeowner’s best defense against expensive repair and replacement bills.An American Home Shield Home Warranty is a service contract that covers the repair or replacement of many of the most frequently occurring breakdowns of certain home system components and appliances.

@Kayla Truong As a criminal defense attorney I would never rent to anyone with a domestic violence history.  

then that's going to raise red flags and make the wholesaler defensive. 

My business is traffic and misdemeanor defense.

Insurance will give you a better defense than owning 15 or 20 LLCS.