Also feel free to contact me to get on my cash buyer list for future deals.Thanks, Art Weller

This was completely my fault due to lack of due diligence but not having the ADU dosent kill the deal it cash flows great and I can always use the ADU as a single guest bedroom to the original rental but would be better if rented separately

Numbers in FL are not looking great with insurance/taxes/HOA fees/etc for cash flow but willing to  focus more on just breaking even (or close to even) and having significant long term appreciation.Option 2: take the cash, pay 20% long term capital gains and wait as market continues to dip for a prime buying opportunity.Would greatly appreciate insight/advice from those much more experienced and knowledgeable than myself.

I currently own two properties, one of them is cash flowing nicely in Arizona. 

If so you can look into Cash Re-Fi (not as popular these days with high rates) OR look into Home Equity Loan / Home Equity Line of Credit.

@Jorge Garcia I am a lender working mainly with investors and am happy to run numbers for you on a cash out refinance.Alternatively, you can do a HELOC.

You're going to need to put 25% cash down since you'll be needing a commercial loan.

For what it's worth, some ideas I've seen pitched are grocery bundles (e.g. a breakfast bundle for 2-4 people with eggs, bacon, bagels, cream cheese, and OJ all pre-stocked in the fridge), meal kits, a pre-stocked drink fridge, charcuterie boards, premium coffee selection, bike/e-bike/scooter/kayak/canoe rentals, video game consoles, upgraded work-from-home office amenities (e.g. oversized computer monitor), etc.I'm not a lawyer, but cocktail kits, bottles of wine, local craft beer, and other alcoholic items seem like they would fall into a grey area from liability perspective. 

@Kevin DuongShort-Stay Rentals (STR) can bring in a lot of cash but also come with high costs for when guests come and go and tough rules.

I am looking to use the real estate properties cash flow to also build my retirement within this process and I am just not sure how I will be able to build for retirement as well as build my home.