I am not sure which market to look into as right now I am currently in new york and was told my best bet for cash flow would be to look oos for deals that I could use as a rental or house hack.

Someone recently suggested that I used a person (unknown to me but referred) to use their credit to help be refinance. I was told they would have to be 50/50 on the business with me and as long as they are at a 620 or...

Easiest is offer cash for keys.

Since I can borrow money and get cash flow and beat inflation by buying properties, why would I buy treasuries?

That way you can reduce your living expenses and get cash flow from it. 

Cash out less than 75%

When starting out, but owning an entire property outright with added improvements, would it be better to cash-out refi or get a HELOC? 

Backstory- My family and I live next to a widow who lost her husband almost four years ago, we reside in central WA. She

And while that is a worthwhile goal, it ignores that fact that, even without cashflow, investing in a vacation rental will likely beat the pants off of your IRA contribution, which oh, by the way, isn't "cash flowing" either.Let's do a comparison:With your IRA, assume you are 45 years old, have $100,000 in it, and are committed to contributing $12,000 per year for the next 15 years.

It worked for her because she was starting out and trying to conserve her cash.