I don't believe I should have to mask my opinions for fear of tenant dissatisfaction... but the customer is always right?

I would bet this building has 15,000 square feet of hard to utilize area -- warehouse space in primary retail area, second floor area, back lot, etc.

. $1000 annually), and utilities (not sure at the moment)Question #1.)

What about utilities (when the units are empty, I assume you'll need to pay for these)?

Or utilities?

Ill work out all the legal issues and be careful not to accuse anyone but it will be more or less known whats happening. the most prevalent crime here is prostitution..so ive got some good ideas on how to keep the customers away and make it a little humorous for the residents at the same time.

By the way, I don't think US Wide Financial serves all states, but I found them through bankrate's website using their rate search and so I'm sure there would be similar mortgage companies who also utilize this program.

Has anybody utilized this program before?

There are tons of additional threads and setting up new entities if your equity exceeds $250k in one, raising capital, utilizing blanket and other insurance to protect you from claims, keeping debt on product to discourage suits, using trusts to hide assets, etc.

If I am somehow able to utilize HARP does that impact my credit rating in a negative way?