Since there is no lease, I'm assuming you were able to confirm rental amounts via estoppel.  

I spoke to someone in the city's zoning department that confirmed the area was once zoned for up to 2 units and the property can continue its existing use but it has to be rebuilt as a single family if destroyed.

Even if the inspection clause says "buyer will not ask for concessions for under $5000" or "buyers will not request concessions under inspection, but reserves the right to cancel contract during inspection". 

Also, is there a maximum reserve amount you reach per property that feels safe like 6 months PITI or something like that. thanks,Nick

Your insurance agent can confirm if you have “lost rent” coverage.

And portfolio AKA a DSCR loan are 10x easier to qualify for peronsally AND reserves wise. 

Are there additional liquidity strategies outside of having a more substantial cash reserve?

BP Community,Just need a quick confirmation on which appliances tenants in Indianapolis expect/don't expect to be provided by landlord in SFH/Multi-fam renting. 

Cash flows nicely and we have reserves for issues if they arise.

Bank loan first or confirm deal first?