I have two buildings under contract, that host 25% vacancy, and a traditional commercial bank will not finance them.

With the COVID scare, stock market crashing a bit (for any savvy long term investor, who cares, but regular folk get scared any time they see red), election causing uncertainly, it is inevitable that people will look to sell their extra property, and also likely scare away half the buyers.

Substantial services are those that are primarily for your tenant’s convenience, such as regular cleaning, changing linen, or maid service.

(Source: Investopedia).As a former banker, we did these type of loans on a regular and routine basis.

Will she have to go through a regular eviction process?

In my regular market if I needed a new housekeeper I would have my choice because I have multiple properties and my properties keep my cleaners business than any other host.

I don't know about a regular citizen but as a licensed broker and property manager the state of Ohio requires us to keep all tenant security deposits in a non interest bearing trust account.

I found it on MLS after checking it regularly for weeks.

Here's a little blog I host here on BP. 

@Demarcus Crump repairs came out of pocket and loan was just a regular ol conventional loan.