On the other extreme, you just happen to have a few associates in real estate that you lend money out in a revolving door and are not acting as a business in this venture - just purely a loan, then perhaps it is just portfolio interest income. 

.- Personal living experience: House hacking allows homeowners to live in one of the units, providing a more personal connection to the property compared to purely investment-focused properties.

Referring purely institutional lender not hard money or private

Is this purely a cosmetic update or does it need a full gut... or something in between?

I feel in a city like LA or Seattle (where I am currently) you have to spend a little more time than in a city like Orlando (where my units are) purely because of the market.

Pure luck!

Hi @Joy Mcleod thanks for the info.I finally contacted the Dept of Housing on Facebook and they gave me this alternative number: 443-984-5757After leaving a message with someone at that number  - the inspector called me back within a day ! 

This approach highlights the potential to create a space that can easily evolve and adapt to different requirements, ultimately enhancing its appeal to a wider range of potential occupants.Eclectic Design Elements:Many homeowners find joy in embracing eclectic design, a style that allows them to blend various design elements and styles throughout their home.

@Hannah Joy- on primary  residence  you can refinance with no seasoning ..you cant use  any  future rental income from rooms for  qualifying ..you will need to  provide explanation and  documenation to show  how you purchased the property  ( the funds used need to be yours )

All told each group has their own pro's and cons that I don't think anyone stands out as a "best" option based purely on marital and child status.