I am pretty new to this and don't have alot of money for a down payment either.

I've had pretty good luck with credit unions lately.

I've heard of local banks funding the same but it's pretty rare and hard to find. 

You can pretty easily learn what they look for, but I personally like the second pair of eyes that's not close to the project.  

Sounds to me like you are pretty financially savvy to already have 2 rental properties paid off.

I looked through one today where the cost of capital was pretty far above the current cap rate.

You also will want to keep track of repairs and minor costs which can be expensed rather than added to basis.Unless you're pretty comfortable and knowledgeable about the tax laws, you may want to look into hiring a CPA. 

I have many questions about this process but want to start with some pretty basic info, I am currently reading the book on rental property investing by Brandon Turner and its opening my eyes to a lot of sides to this process I was unaware of before. 1. 

I would recommend you consider this sooner than later as house prices are pretty good right now and interest rates have been rising. 

There are quite a few groups that meet regularly all over the Bay Area (I'm pretty sure there is a popular one in the south bay), and many are focused on investing out of state.