Is this a private members only forum?

Second, have you considered other funding options, like a private money investor?

I have been a housewife and mother for the past 13 years and that would explain why I don't have good credit or money.Should I try to find a private money lender?

I read your post on the forum, I would respond there, but I know how private these issues can be.But there are several options which could potentially help you out.There are a few programs which could help, one in which we could actually work with our lenders to see if they can approve an investor refinance loan. email me on [email protected]

We basically would need to finance $133,500 total to have enough money for repairs, we guess, but a normal mortgage won’t let us go above the sales price of $113,500, obviously.We could mortgage & put the repairs on a credit card, but short term the cash flow of the house would not let us pay the credit card off quick enough.The seller cannot finance at all since he needs to pay heirs, so he needs the $113,500 at closing.I do not yet have any private investors.Any help/guidance/suggestions we would greatly appreciate!

As Josh said, your best bet is to get cozy with an agent and work up some arrangement where they give you comps for something else in return.

The conference had representatives from all over the Midwest set up each in a booth and Southern CA investors went from booth to booth talking with the different reps about their areas.With that kind of proactive event going on, I would say that investing in CA for appreciation would not be the best bet right now.

Hard money, private lender, money partner or something else?

If you are going to need financing, you are probably going to have to get your wife involved with the loan docs.I would say that your best bet would be to study as much as you can on creative financing techniques (lease/option, land contracts, subject-to) in order to eliminate the need for your wife's cooperation.Tell us what her perspective is please.

I am an investor looking for private funds, not hard money..