One reduced my cf $92/mo, basically to $0, but accelerated my loan paydown over $800/mo and will save me $180,000 in interest. 

@Itua Agbi Do you have a job you’re able to save money with?  

I am going to refi another project with this one, which will save me $1750.   

He could hire someone for $20 an hour or he could do it himself and save $20 an hour, right?

You can make the argument that you save money by not using one but then you lose time.

Hopefully, I've saved a few people from dealing with Sean, Infinity Capital Finance, its affiliates and this drama...Real estate is too fun and profitable to deal with individuals like this.

Therefore, if you are only interested in being a buyer, you would save on your own commission but the realtor (broker) would get a commission.

Right now I'm still " house hacking and living i the small unit and renting the larger to suppliment my income and allow me to pay down pricipal fast and save more for future investments.

I think the money will be there either as a portfolio loan or combo of private money and my own savings and HELOC.

This way I can save money.