I am looking at a mixed use property and I am not too familiar with the loan options available. 

They typically have access to hundreds of companies' rates and loan programs and can provide some programs you may have never even knew existed.I'd love to connect and talk sometime!

I'm looking to get some direction, advice, and/or wisdom on my rental situation. 

Conventional loan with a 5% down payment at 3.125% (this was in May 2022).

The net cash flow would be $600 for the condo and $3000 for the SFH approximately.Given this situation, I'm contemplating whether it would be wiser to sell my condo and purchase an SFH with an ADU, especially considering that SFHs generally appreciate faster than condos.

The buyer has proposed 13% downpayment, 4% interest, interest only payments for 3 years and then interest only plus $1000 for another three years and then loan paid in full. 

I financed it with an FHA loan with 3.5% down.

@Trevor MorrisIf you are looking to do value add renovation for your next investment, a HELOC seems like a great move. so long as the other investor is okay with loaning out the HELCO money as well. 

Another consideration is to get a portfolio loan that will take on both properties at an average rate which will give you capital through a finance (refi similar).

I am a licensed agent also, don’t know if that helps, but we have cash to cover the cost and debt, just trying to hear from anyone that  deals with these situations!