@Jeremy Woods if we really want to get in the weeds...An LLC owner can be held personally liable if he or she: personally and directly injures someonepersonally guarantees a bank loan or a business debt on which the LLC defaultsfails to deposit taxes withheld from employees' wagesintentionally does something fraudulent, illegal, or reckless that causes harm to the company or to someone else, ortreats the LLC as an extension of his or her personal affairs, rather than as a separate legal entity.Wouldn't buying in your name then transferring to the LLC meet the two bold comments?

Holley by the Sea is the largest neighborhood by far but there are also a lot of HOA restrictions and you're looking at price points of about $250k+.

And, in any case, I am not a lawyer.But, all the legalities aside, if the tenant has been paying - especially on time - maybe you should wait for a shoe to fall.

@Wayne Connell As @Harjeet Bhatti has stated you don't have to restricted to your local market for 30-year fixed rate loans.

Things are perhaps different on your side of the 49th, but why would borrowing money to "invest" in private loans be any different (from a tax perspective) than borrowing to "invest" in any other {legal} vehicle (stocks, bonds, real estate)?

There is no legal partnership formed or LLC, but should there be?

So I guess I'm just wondering is this a legal request the landlord can make ?

(this is not legal advice!)

However, I live in Arvada, and it looks like Arvada restricts short-term rentals (less than 30 days I believe).

Vacancy, legal, accounting, advertising, screening, property management, utilities when vacant, routine maintenance, turn over costs, cap expenses, insurance, etc.