The structure of this is simple as cashflows will K1 to each of individuals or entities.

I thought maybe going the consolidated, portfolio loan route, but my guess is that the terms would be less favorable and I would lose some flexibility with being able to “kill” individual loans if desired, and also I believe I read somewhere that if I ever sold a property (and kept the others), that the sale proceeds must be paid back towards the outstanding portfolio loan balance.  

This especially angers me because these individuals are saying this in front of other older coworkers that are much later in their career longing to retire in the near future that will be negatively impacted for who knows how long.

Turn key companies have economies of scale that an individual doesn't have.

Far too many ways to detail, but here are just a few:Fees: all kinds from what you may be charged on a checking account (a few dollars) to what IBs charge their corporate clients (tens of millions of dollars or more).Services: This includes everything from servicing your mortgage (large banks rarely, if ever hold these on their own books) to physical check processing to running the backbone of payment services that allows you to buy nearly anything anywhere with just a small piece of plastic you keep in your wallet.Money management: Whether for individual (i.e. very wealthy) clients or managed products like a mutual fund.And so, so many more ways.Will there be less income for the banks?

I recommend setting up keyword alerts for each area as they are discussed in the forums daily with advertisements posted in the BiggerPockets marketplace hourly.One thing to note when looking at the individual markets, you can make or lose money in any market.

Then as a batch of loans gets through underwriting, they (an individual lender) are surfacing, gobbling up applications and locks, and going right back down below.

Many were hopeful IRS would have made an announcement regarding filing due date relief, but it's understandable the Coronavirus is testing emergency plans of every business, including IRS.Generally, no taxes were due yesterday since income/losses from partnership and s-corp returns passthrough to individuals.

Perhaps it doesn't matter if it's the LLC or an individual if both are disqualified individuals relative to the IRA.Once again, I greatly appreciate your feedback.

I would not use this to make individual investment decisions, but rather as a tool to help me think about my investing strategy at a macro level.