Honestly, I don't see much of a reason to go and start your own brokerage unless your goal is to build out your business as a real estate mega agent, recruit other agents, set up your own systems, etc.

Looking for a great insurance agency at a reasonable price for 11 total units.

That's reasonable.

This is yet another reason why I still invest in 1-4 unit properties.

Curious, any reason why you're not contacting a local agent to run the comps for you?

Again, this is somewhere you'll need to be buttoned up - commercial mortgage brokerage firms (full disclosure, I own one) exist for this reason.

That’s all I said about that, but in my mind, I did not know of any other reasons they would be allowed to break it.

Also, security deposits should be handled very carefully (not co-mingled with personal accounts)-so this could be a reason why they want to hold on to it?  

I’m 24 years old and when I started was consistently encouraged to buy a home as quickly as possible for specific reasons.

The application fee should be non-refundable for any reason.