It should require 10% down payment with roughly Prime + 2% and a 10-year term.When I work with business buyers, I recommend a handful of lenders who are part of the SBA Preferred Lending Program (PLP), as the SBA accepts their underwriting without doing it again when they receive the loan package. 

Please also feel free to bring an investment, personal financial dilemma, or strategy question, and I am happy to discuss it with you... for entertainment purposes only.

On the other hand, you have to assume the disability is real and she is requesting accommodation for it. 

You write a check at closing, out of "cash on hand".

As I learned that I also learned how to set up business processes that allowed me to very quickly do the manual work required in running a str business easily and for free.

My parents offered let me have a room at their house to keep my things and to stay at when I'm in town for free.

I heard that they will do PM for free!

You have to get your hands dirty in the first few years so that you know what needs to be done and what to expect. 

Feel free to reach out I enjoy helping and talking REI!

Hey Diana, it sounds like you've got a potentially great deal on your hands with that duplex in Tampa, especially with the seller willing to handle major fixes like the roof and termite damage.