In COA's/some HOA's you'll get building insurance, water, cable, common area maintenance, etc.

Also, at least here, it would depend on how they were built-for separate fee simple units, they would have to have separate utilities, not crossing the common property line, otherwise they would have to be condominium ownership if divided.

As Matt Said here in Austin this is a very common trend especially in East Side neighborhoods that are getting revamped after being more or so "ghetto" for the past few years.

Transferring a property to an LLC is common practice now a days and doesn't effect their rights given in the mortgage at all.

It's common knowledge that pipes freeze if there's no heat.

Etc..Active links to BP threads already addressing this issue would also be extremely helpful.Thanks in advance for all of your help.

The one thing both professions have in common is the majority of people who are in it make very little money.

The ones near me share a wall (more like a duplex), which might be more common and why they felt the need to note that it was "detached" in the description you're referring to.Here's some more reading on the topic: Pros and Cons of PUDs and What makes a PUD a PUD article.

My budget is up to 200k at the extreme, though likely closer to 175.More about myself.

@Tom Scott I think it's extremely important to operate within your own comfort levels especially when you first start out.