Anything advice any of you could offer would be great. 

My credit is good/excellent.

I believe that the previous reply from an excellent broker just looked at the listings in the MLS.

suggestions to banks that offer 10 down?

Any recommendations for HELOCs that might work and offer a good LTV? 

Housing providers now required by law to offer lease renewals to tenants, and other major impacts of HB 24-1098.Grace Property Management is not an attorney firm, and this is not legal advice.

These developments offer the amenities and privacy of single-family homes with the flexibility and affordability of rental properties, filling the “Missing Middle” gap in the market.Another trend that has emerged is the use of light gauge steel construction, which offers durability, efficiency, and cost-effectiveness.

If the investor is using a HML, offering a second position may be challenging as most lenders prefer to be the sole lien holders.

The Prescott quad city area is bigger than Sedona, with more to offer in the way of jobs and education:  Prescott is more expensive, 500 ft higher so has more snow and trees, but still very dry with the current drought. 

@jon Minerick offers the service in my area.