There was a fire in a Chicago condo that I have been using as a rental unit for 5 years. Insurance is refusing to pay for "loss of use" since I did not have a tenant in place during the actual loss.Is this common pra...

I wont deny that there are problems with the system and that there could be changes made.

We have incurred thousands in lost equity due to these actions and still till this day the PMD continues to abuse their “power” over the municipality, positioning themselves to make a financial gain via the color of law at our expense without due compensation.

when it is free, people will do laundry much more frequently, sometimes be wasteful, and sometimes abuse it.  

Cliffs of Moher are a must, and you can take a bus from Galway or Kinvara.

David, You are so correct and these abuses are turning off some investors.

I know we deny applications for houses in Orlando.

or can I just say denied due to "low credit score"?

If you know they don't meet your criteria, you deny them before the background check so they don't have to pay the screening fee. 

I see property claim denials on occasion when a landlord wants to treat their insurance policy as a deferred maintenance policy but I have not seen a bodily injury or property damage claim denied.