This way you’re absolutely sure your market rate analysis is accurate before you alienate 50% of your long-term core business.

I would sit down with your team leader or coach and develop a strategy once you join a broker or even test them out before you join with this exact question.I would discuss with them what 2-3-4 niches you should focus on for the next year. 

In my position I don't want to enter a property that doesn't cashflow in hopes that the market stays hot here....there is too much flux in the world for that imho...but cashflow alone is only part of the equation.Ultimately, this question was asked because I was using the calculators for the first time and doing my best to learn and expand my knowledge...and I wanted a little clarity around what I saw that didn't pass the sniff test.

However, as a noob and out-of-side investor, I have little idea on how to calculate the accurate maintenance/repair fees and capital expenture.

I have some ideas but I would like to leave these questions open-ended to test my own theory.

I’m going through a REFI now and the bank is asking for everything except my recent COVID test (negative).If you are still reading, thanks for not getting distracted and pressing through!

I asked if I can see the inside so  I can give her a more accurate price but she wanted to end the conversation right there.

Working yellow letter campaigns is a numbers game and a long term project with a significant learning curve; there are several great service providers who have the necessary expertise and will pull a list for you and have done enough split testing to know what yields the best results.

How do you accurately calculate holding costs? 

To the best of my knowledge you won't get any of your social security benefits reduced since the rental income will not be included in the retirement earnings test but with a rental income that high, 85% of your social security benefits will be taxable so your social security will be reduced but not due to the retirement earnings test but instead due to crossing the "Combined Income" threshold.