So my question is..what is the next step before we ACTUALLY put our business plan and paper, and begin pitching to banks/investors?

We would like to get a HELOC and buy another property with a combination to what we have in savings.My question is that who, where on BP can anyone direct me to my best Real Estate friendly HELOC bank.

It really comes down to how much you have saved and how much you'd like to keep in the bank vs pay out each month. 

Ok maybe.You will still have to pay to demo the damaged property and that can run from $15k to $40k or more depending on where you live so you may not have much left of your initial investment to buy that next property.And if you financed it - the bank is going to take the majority of the insurance settlement to settle the loan and you will own free and clear a fire damaged house that the city will eventually start making demands for you to repair or demolish.This is why the majority of lenders require you to carry full replacement cost coverage.

Also ask to see a screenshot of their bank accounts to make sure they indeed are "loaded." 

Or do certain apps only transfer to specific banks?

That's 12 percent to note buyer with the prepaid payments in your right hand pocket national bank.

I had to pay cash for the last three properties because most banks just won’t even talk to me when they hear I don’t live in the U.S.

I'm just getting started, and I'll need to open a business account with a bank.

Now while she is overseas, she has partnered with me on a rental in my area, so she is getting better returns than putting it in a bank for very little return.