Then again, costs vary greatly region to region, so I can't tell if that builder was actually overbidding or if that's honestly what the NJ market looks like.

However, I live in one of the most expensive cities, Mississauga Ontario (just outside Toronto).

Generally, this is why its recommended that you work with a local/community/regional bank since they are more likely to make this sort of loan.   

Sub $1mm loan will be with local or regional bank.

How should I analyze a house (in a good condition) that costs 999k dollar in Toronto?

In reality, in selling $200+ Million in Cleveland, I've found the larger regional and national lenders to be the better and more efficient choice for buyers. 

Hello All,I recently secured a single family house for a Short Term Rental in the Poconos and now want to diversify my portfolio with least a duplex (or bigger) to be marketed for Mid-Term Rentals.My ideal geographical regions would be the tri-state area of NY/NJ/CT. 

Hello All,I recently secured a single family house for a Short Term Rental in the Poconos and now want to diversify my portfolio with least a duplex (or bigger) to be marketed for Mid-Term Rentals.My ideal geographical regions would be the tri-state area of NY/NJ/CT.

There are many factors to consider when choosing a real estate agent in Toronto.

Hey @Kasey Destache - I am also based in Chicago like @Mike Scaccia but we are working with Verve credit union and I believe they are regional not just local to us down here.There are several key BP players up in Milwaukee I'd link up with them and see who they work with.