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@Justin Phillips said it right; I would recommend sticking to the outlying areas as they are a more target rich environment. 

Timely fixes, like repairing leaky faucets, replacing air filters, and addressing small appliance malfunctions, maintain the property and create a positive living environment.

For $1M you will probably need 25% down and in todays environment.

I think the fear of a correction is all natural and justified considering the current environment.

Or it could be structuring a file in a way they aren't familiar with doing and they'd rather spend their time on the easy stuff.In today's environment, a loan office should be happy with any loan opportunity they get.No matter the reason, you deserve to be treated well and they should be thankful they have a deal to work on.Jason

With careful planning and installation of multi-zone mini-split systems, renovators can achieve a comfortable, energy-efficient environment that appeals to potential buyers, overcoming the challenges of limited space for traditional ductwork and enhancing the property's value through the added benefit of zoned climate control.Good luck with your project,KC 

My attitude was keen but you have to take into account that kind of environment takes your envision to a different level.

It works best when the market has been depressed and supply high and more difficult in this environment. 

We rented a house for 200$ a month and we were on food stamps so i understand this environment well .