But if I were you instead of trying to "go it alone" in any part of REI if you are new, find an REI club like @Nathan suggested and find someone to Mentor youe en if you arrange a small fee for a regular time slot to watch them work, an agent, an investor, whoever -- any successful person who's done successful deals and can train you how to think/look, how to select which *type* of REI might be right for you even.

I still have a regular 9-5.

I was wondering if i can use regular housings and this trim 12W 6inch Directional Adjustable Gimbal Dimmable LED Retrofit Recessed Lighting Fixture - (=60W) 3000K Warm White Energy Star, UL, LED Ceiling Light - 800LM Adjustable Gimbal Recessed LED Downlight https://www.amazon.com/dp/B015P0OG0E/ref=cm_sw_r_cp_api_X3FOyb93WDVXE, rather than a sloped housing and trim.

Track everything you are responsible for and review that regularly look at them in an effort to reduce expenses and possibly increase your income.In the begining, just do what is average for that subject neighberhood.  

So if you and I owned the same value of real estate, You'd be taxed on your regular income first and then still pay the same property taxes I do.

You'll pull mortgage records for the last X amount of days, and look for regular people's names versus say Wells Fargo. 

Having a regular job provides a ton of benefits unless you just totally hate it.

I understand this situation would apply only to people who can't deduct passive activity losses against their regular income, but I have to imagine that's a very large group on Bigger Pockets.

Many investors plan on refinancing on a somewhat regular schedule, based on the performance of the property, resetting the 20 or 25 year amortization period every time.

I'd like to thank everyone who regularly contributes to these forums.