@Patrick Bergeron The commissioners discussed allowing individuals who recently purchased homes (or were in escrow) to be grandfathered in.

I'm guessing that I'd benefit best by selling them individually, but would prefer to sell them all at once.

@Jacob NovickeIf you are doing them individually, 3.875% all day long. 

This tenant's dog has "escaped" from the home numerous times.

Individual licensure with the Office of Financial Regulation for one year will satisfy the experience requirement."

Even with a set funding, there is still a lot of flexibility.Permanent life insurance seems to be a very heated subject with some people saying that it is the worse thing on the market, while other like me and a lot of high net worth individuals and banks are using it as a very powerful tool to increase their return while gaining a lot of tax, asset protection and estate planning advantages.

I guess the bottom line is, can we just do the second home loan(as family  members), have a simple but detailed partnership agreement, and the taxes are passed through to us individually without the need for a LLC.

We have tried numerous strategies to get started.

It would be your credit, whether you are going thru your LLC or individual.   

It speculated that many cash offers are coming from individual investors with 2-10 properties under their belt.