I have never gotten a residential loan before, all the mortgages I currently have on the multifamily properties are commercial loans. 

Network, attend events, and join online groups.

I wanted a place to live, but I also wanted help with the mortgage so I have two renters that pay a total of $1400.

I would also just make your advertising and online presence very loud and clear that you are an 'Investor Friendly Agent', or 'The Investors agent', or ' The Investor Specialist. or similar....

I listed my expenses above: mortgage/taxes/insurance, management fee.

The answer is yes and no.The reason I say no is that most mortgages will have a clause in there allowing the bank to call in the loan if you transfer your interest in the property.the reason I say yes is that most of the time, they don't bother with this.

@Marco Spaziani Brunella can be a nightmare getting loans on rental properties in your situation.Easiest, besides seller-financing, would be to get a mortgage on a primary residence to start building credit.

Efrem, there are many sites and comparison charts online to do this:  Metal vs Shingle roof? 

I'm trying to understand how #1 is not mortgage fraud?

Without question the Pandemic fueled activity and mortgage rates drove investment and inventory of STR's and vacation rentals for rent up in many destination markets.