Fannie Mae & Freddie Mac prohibit you from getting the loan in the name of the LLC. 

You can get up to 100% financing for the new home, and if the new loan is a conventional mortgage, i.e. a Fannie Mae loan, then you would use the following guidelines in counting rents.Obtain a rental agreement for the property prior to closing on your new primary residence. 

Ah, the age old question of to put it in an LLC and finance it via commercial or portfolio money or to hold personally and get a Fannie Mae loan?

I have not called many yet nor have I edited the list down.LendersICG - icg10.com/programs / Bank of the Ozarks - https://www.bankozarks.com/ Belmont Federal - https://www.belmontfederal.com Carolina Trust Bank https://www.carolinatrust.com Fidelity Bank - https://www.fidelitybanknc.com/gastonia-cox-road/Fort Financial Credit Union - https://www.fortfinancialcu.org/products/Alliance Bank & Trust  https://www.alliancebanknc.comFirst Federal Savings Bank https://www.ffsb-nc.com Mortgages by Scott  http://mortgagesbyscott.com George Mason Mortgages https://www.gmmllc.com/gastonia-branch/ Jenny Holder Cedar Hill National Bank Fairway Mortgage http://fairwaymortgagecarolinas.com/contact/First Bank https://localfirstbank.com/business/Park Sterling Bank - https://www.parksterlingbank.com/index.htm Randy Miller for Fannie Mae Multifamily - 301 S College St, 4th floor. 

On loans #1-10 you are likely receiving "conforming" loans - meaning, loans governed by Fannie Mae and Freddie Mac. 

This rule comes from Fannie Mae and Freddie Mac (if you recognize those names). 

to give you an idea, the bank that i use in Indiana, their conventional side has 6 month seasoning period (this is a freddie mac/fannie mae requirement so all banks will have this seasoning period). 

Most banks sell there loans and so they have to write them to Fannie Mae standards... the good thing is that you can look up those standards real easy.  

Fannie Mae 

Anyone have any experience making offers to Fannie Mae on their Home Path program?