Hello all,Though we're just getting started we plan on owning quite a bit of rental property and we'd like to go ahead and start with a good real estate specific CPA to help us save as much as possible. 

Any reputable lumber yard will tell you exactly what you need for a header. 

But I didn't know about real estate then what I know now, so you're many steps ahead of me when I was 21.

Welcome to BP @Thomas Wooster Your construction background should give you a head start in the business.

Your issues/problems are not insurmountable and there are lots of people out there with larger issues/problems and they are moving ahead.

Whether you would come out ahead refinancing would depend on what you did with the difference and how it turned out in the long run.

I'll go ahead and say that the tools in the Pro account are a MUST for your toolbox before doing your first deal. 

I think my interest sparked from trying to figure ways I could come out ahead with the property I currently own vs. starting with something entirely new.  

Doesn't make sense to invest in conventional TSP or IRA if you are getting tax free pay - the prime benefit of those investment vehicles is tax deferral, and if you have no taxes to defer, why lock up that money? 

Before we get ahead of ourselves, Is this property even within our reach?