Con's- more expensive monthly, locking us down to CLT/ condo building for what I am guessing at least 5 years to at least make it worth it. not as much revenue/wealth building opportunity as duplex

Oh, I'm gonna keep tryin' because I think it's worth it!

As they say, your network will be your net-worth.7.

Before I build of course, I want to make sure it's worth it - I want to make sure the cash flow and equity will be worth the investment. 

I don't think the lock premium will be worth it until you get within 45 days or so.

I have been listening to matt's podcast since it started and I can tell you as a pro academy member the information is worth every cent if not more but don't tell him lol. 

You need to consider how much the down payment returns to our net worth.

That's a typical scenario and could cost you $10,000 - $15,000 so that would be a good starting point for your reserve.But there's more!

If not, it is worth exploring an S-Corp, which would partially shield you from some self employment taxes while also providing a greater base of wages to take a 199A deduction. 199A might go away in 2026, so maybe don't make any radical moves just for the next 2 years unless the tax savings will be substantial. 

Makes it easier for others to link to content worth repeating.