Most lenders want you to have some skin in the game and will lend 65 to 70% of the ARV.  

No skin of my nose if they aren't going to charge me maintenance fees, etc.5.)

So in other words theyre going to want to see some skin in the game.

You have to know the deal before you can make an informed decision.Otherwise, if you are coming in with 80% LTC (loan to cost/purchase price) and the Realtor/investor is coming up with 20-25% PLUS another 20% for the rehab, then the Realtor/investor is coming in with skin in the game too. 

If your ARV is $185k, but all of those comps have granite countertops, stainless appliances, hard surface flooring, recessed lighting, etc, you have to ensure that you are providing a similar finish and ensure that it is reasonable in the budget that you have allotted.

The bank will want you to have some skin in the game for 10% as well. 

Most want you to have skin in the game. 

Need more info about the property but on the surface, it does not sound like a strategy you can pursue.

Once you've identified the niche and strategy, how would you go about finding credit partners, money partners, and the deals themselves without any sort of skin in the game or transportation to network with people?

great job on the do it your self project-many ways to skin the cat-once you have it down it wont matter to the floor, I don't think it is going to care HA HA!!