Long and short, if you were to buy a primary residence at $500,000 you would have to put down 6%.".What are your thoughts at the moment?

Also one allowing you to review the documents (rent roll, P and L, Tax returns, insurance claims history, 3rd party agreements, leases) which allows you to terminate the contract if you are not satisfied.

I purchased four installment payment contracts on contracts for deed.

So I'll try to make a long story short.

AFRs change monthly and can be found here:https://apps.irs.gov/app/picklist/list/federalRates.htmlYou need Table 1 from the monthly Revenue Ruling.Currently, the rates are around 1% or below, depending on the term and size of the loan.

I don't like the terms and would try to avoid.We could still do a conventional loan and if I'm not mistaken it'd be this whole "gift money" thing so the shared ownership wouldn't be recognized legally.

I'd counter at a price and term that works for you.

Looking for long-term conventional refinance (potentially cash-out) for a SFH.

A Heloc is on a higher rate, shorter term and is a debt obligation.

I would appreciate any advice or suggestions on how this figure might be reduced or if there are any terms that could potentially be negotiated.Thank you for any assistance.