The key principles/general partners that found and put together the deal will receive a share of the cash flow and profits and a small management fee.The syndication team will assign an asset manager and a property management company to run the property so the passive investors have zero involvement in the day to day headaches.

If your NOT using leverage fund's and the principles of investment financing, your NOT real estate investing.

I think this is a combination of getting leverage and accountability on myself as well as upgrading friendships/mastermind principle.

I believe the mortgage insurance fee is lifted when the borrower has paid back 20% of the principle.

Of course, I am expressing my own bias that we need more than the buck to be the underlying purpose.One that I have been working on is to take what appears to be problems and utilizing my own imagination and creativity, along with timeless principles, transform those situations into positive, pleasing and profitable opportunities.

Meaning that until you pay off the 0%, no payments you send them will ever knock anything off the interest or principle on your $40 recurring charge.

Am I looking at it wrong 26 years of paying 350+ a month interest (current mortgage) vs paying interest and principle on the HELOC in less than 5.9 years.

If this agent has some sort of secret sauce that is giving them access to the best deals in town and you don't want to risk losing it, then pay them the 3,600 and call it a day.Out of shear principle, there's no way I'd give my agent a commission for work she didn't do. 

@Barry SmithJust to be a devil's advocate for once.While agreeable on principle that get refi on lower rate versus credit card loan, credit card loans are in general much more negotiable to the lender.  

That policy said, if this debt defaults, the insurance policy will pay you back your principle.