@David ArcellaI would call local independent insurance agents in your area and have them do the research.

If you're going to be making improvements to the property after you purchase it to increase the property value, I've used Bank Iowa out of Independence several times for loans like that.

I am currently working in Retail Management for an incredible company (consistently a Forbes top ten company to work for) but have been on the path to financial independence for a couple years now. 

You should request and obtain an executed IRS Form W-9 from the independent contractor.You may have an obligation to issue the IC a 1099-MISC depending on the information on the W-9, how much you paid the IC, and the method of payment.

Both franchise brokerages and independent brokerages have pros and cons so it really comes down to what you need/expect from the affiliation.

Most sellers don't want to wait, or cannot wait, the whole 30 years to get all their funds.Only other tip, analyze the properties independent of the seller financing to make sure it's a deal. 

We are still both working but at least we know that we are setting ourselves up for financial independence and eventually having the freedom to enjoy our time with people and experiences that are most important to us.

I have never been more motivated to become financially independent through RE thanks to BP!

We are talking about Financial Independence, Starting Businesses, etc.

Should I find an independent testing agency to give me a report on treatment?