It has been a long bumpy road including higher rates they originally told, 90 days instead of 45 days, and now I'm told the day before closing I need to bring 31% deposit.   

This includes calls by telemarketers who solicit consumers, often on behalf of third party sellers.

That's not including tax benefits.

These include irregular but inevitable expenses, such as vacancy rate, repairs, maintenance, accounting, insurance, property taxes, and property management.

Not a rental first and then your primary.)You can defer the taxes by reinvesting the entire net sales proceeds (including mortgage payoff amounts) or more in a new rental, this does not apply to primary homes.

https://www.omnicalculator.com/finance/debt-avalancheThis?

If you can’t afford professional photos you shouldn’t be house hacking.Make sure your listing description includes the following items:RentIs utilities included or not?

We offer all 3 options (4 if you include email which go to a unified inbox). 

This puts us somewhere between 18-27mo pending sale.Land Acquisition: 1M + 50K in closing costsHard Costs:Demo: 50KConstruction + Architectural Plans (survey, topography, permitting included) = 1.6M + 80KPool: 100KSoft Costs:Appliance package: 50KFurnishings: 75KLandscaping: 20KAnnual Carrying Costs (utilities/property tax/maintenance): 45KTOTAL: 3,025,000.00 After speaking with two lenders, it seems the best course of action would be to put 20% down on land for 12mo/interest only.

I feel as if I have too much debt compared to my income to ever be able to get another loan for the next property.