Does anyone have any insight to how insurance premiums compare between a 25 yr FP and a 100 yr FP? 

recently purchased a 4plex in HB, Ca.We are on state farm insurance and everything is fine, decided to shop around and noticed that USAA is lower with similar level/amounts.USAA however required that all tenants i forget the exact phrasing but something like "tenants for at least 6months"Now i said that my tenants have been there for over 10 years, and are technically on month to month now.

Detailed annual expenses include:  vacancy rates, specific tax rate, 10% for property management, liability insurance, sewer, electric and gas, snow and lawn care.   

Insured general contractor looking for people to work with on flip opportunities in the southern new Hampshire area.

3bed 2bath home that i estimate can rent for $750.The seller financing terms are 5,000 down and a payment of $550 a month that includes taxes and insurance.

Detailed annual expenses include: vacancy rates, specific tax rate, 10% for property management, liability insurance, sewer, electric and gas, snow and lawn care.

have you factored in insurance and or financing costs if you need it? 

It also provides some insurance against mistakes.

Even if you have a vacancy you still have the other tenants paying mortgage taxes and insurance .

Also look at what assets your construction company owns. if you have very few assets and you have sufficient insurance then there is little to be concerned about in case of a suit against your company.