I own some small multifamilies in Concord and High Point, NC.

I look for low crime rates, good schools, high rent to value ratios sometimes as high as the 3% rule. 

I read that there is a high wild fire risk.

the cap rate for single family in san jose is maybe 1-2% ; DSCR is 0.25 ; but with very creative strategy we can make it into 0.8-1.1 but the key is using more tenants per unit, also home that has basement and ADU like me, the unit can be rented and while my dscr is above 1.0 but banks can't use it so we kinda stuck to leverage but this creativity of multiple tenants per single family.i am now trying 40 year IO program from one of the lenders such as yours to quality, also i will try no-ratio DSCR at some point.Seriously, by combining hefty cash position + flip program + rent out to multiple tenants ; and sell it few years later, this is the less riskiest project we can do as landlord/flipper.

As a general rule of thumb, no one ever lends for less than the rate of a high yield savings account.  

Seems like the general consensus is the quality of the inputs and the ability to sensitize them is the most important aspect / biggest challenge, so that you understand the potential outcomes.

Metal roofs are highly recommended and should last for a long time I'd want everything to be gone form the old roofing and everything inspected properly before the job gets started.

What’s up BP Family I have a question there’s a 3/1 in my neighborhood for sale 399k house built in 1979 1360sqft been listed for 11 days says kitchen stainless appliances and updated fixtures impact windows install throughout near beaches airport and conveniences plenty room for a pool to be added in back is this an investment or should I walk away 

@Will Boller I would highly recommend Hostfully.

High crime & unemployment.