I’m thinking about luxury condos for short term rentals since I’d occasionally want to have a place I can use for myself.With mortgage rates so high and HOA fees for many of these buildings at around $1k a month, it seems like investing in a condo in Miami is more of a game of price speculation.

And it's going to take more work, especially if you decide to go it alone and try to build a team yourself. 

Hi Austin,Insurance business is complex, and I wouldn't rely in an agent that is asking you to leave things "as is".In my case, what worked is to build relationship with at least 3 to 4 agents, so I can easily email my portfolio and they quote me based on that.

I’m having a hard time finding information on the financing piece of how house hackers build their real estate portfolio – is this plan generally sound?

The square footage of the building can dictate whether or not additional residential rental units can be present.

I live in Vancouver, British Columbia, Canada, and have recently embarked on my journey as a real estate investor.I aim to build a solid foundation in real estate investing that allows me to achieve financial freedom.

We own a 7 unit apartment building at the beach and would like to replace our present bank loan with private funding of some type. 

Did you have enough reserves, build from the gross rental income?

Should I refi and get extra cash immediately or should I refinance and lower my payment to build better cash flow?

If you can build AI to compile all information about a homeowner to score and rank homeowners based on their likelihood to be motivated I would pay good money for that.