I would suggest you may want to look into being the bank were cash flow is higher than rentals and its tax deffered a good mortgage broker can get you 10 to 12% COC today and there are funds out there that will pay 8% all day long although your not the sole owner of the mortgage so there is that.

These lenders often have more experience and flexibility with properties that include ADUs and JADUs.Community Banks and Credit Unions: Local community banks and credit unions may be more willing to work with you, especially if they have a better understanding of the local real estate market and the value ADUs and JADUs bring to a property.Mortgage Brokers: A mortgage broker may have access to a wider range of lending options and could help you find a lender willing to consider your property.

I do have four years of experience working in mortgage departments for two of the biggest four banks in the US, so if anyone has casual questions about residential mortgage products, but you're not necessarily ready to talk to a lender, let me know.

This is despite the existence of listing platforms, off-market deal finding tools, and even our own investor friendly agent finder.   

Can you do a cash out refinance on an existing property?

Working now to sell off some of the existing single-family and duplexes.

Mortgage is $2000/mo and I could rent it for $2,500/mo.

Is that even allowed if I have a mortgage?

We rent out our previous home and bring in $600 a month on it after mortgage, taxes, and insurance, but she doesn't see it as an investment property and so it has been hard to continue investing without her support.

Now i have a question regarding when i can use my college degree and job as "proof of two years work" rule: when can i show consistent paystubs where i can be considered for a mortgage loan?