This seems like a recipe for a classic heads, you win, tails, your investor's lose situation.

You are welcome to join if you are available. https://www.biggerpockets.com/forums/521/topics/573796-june-winnebago-investor-network-win-dinner-meetupDon’t give up,Craig

Honor that relationship and work out a win-win.

I strive to create win-win situations in every transaction so please let me know how I can provide a profit for you and your business!

A lot of it has to do with legal finished space but all else being equal the in law may increase the value a bit compared to dead garage space but not nearly as much as legal square footage.You can put an appraisal contingency, inspection contingency and a financing contingency which covers you pretty wall but a clean cash offer even if it's less will probably win out. 

If a suit is filed and they win something she is obligated to step up and pay.

I will be purchasing a multi-family in Detroit w/in the next 3 weeks.

@Jason McKay You can pre-approved your file with appraisal condition open that will make difference to win the bid.

There is tremendous upside in being able to reach win-win solutions with the few borrowers that want to cooperate.

Try to find a 2bd that is over 1,000 SF and convert it to a 3bd - there is often big upside from that kind of move...also, adding a 2nd bath if only 1 exists is another win.