She asked my wife if there was a way for her to buy a house with our help, and ensure that we own the house so she can rent from us.We want to help her, and we get the asset in the end out of the deal.My problem currently is that I am studying for my Real Estate License, and I have a bunch of keywords at the forefront and I think I am over complicating it.So...if she buys the house with the mortgage in her name and just puts us on title thatd suffice?

Asset type,size, debt structure,etc.? 

I would like to invest into it to turn it into an asset and have some cash flow in from it.Any ideas?

Given that the we have had double digit appreciation the past few years, I thnk it is very unlikely that this will continue.

(im talking double digits) which might make it very unfavorable for any longer time investments. 

However, you can make a trustee-to-trustee transfer as long as the IRA into which amounts are being moved is set up and maintained in the name of the deceased IRA owner for the benefit of you as beneficiary.Like the original owner, you generally won't owe tax on the assets in the IRA until you receive distributions from it.

Before taking the case a lawyer would do an asset search, if they learn that the owner has no assets - they probably not going to take the case.

I would advise keeping the property management separate from the properties as an asset protection strategy.  

On larger assets (80+ units), you'll be much less exposed to tenant risk and your main downside risk will be a decrease in rental revenue or vacancy (if you refuse to decrease rents).

To reiterate what the others before me posted the mortgage servicer is simply doing their practice of property preservation to protect and secure the asset due to the noticeable vacancy.