Obviously had I known, I wouldn't be in this situation and would have gladly opted for the correct nail.

THEN pay down consumer credit cards....

Flips are much more riskier and time consuming, but once you are done...you are done. 

@Tammy Mason  I'd highly recommend reading (and becoming familiar with) this document: California Dept of Consumer Affairs: Landlord-Tenant Handbook.It's a very helpful guide (assuming your property is also in the same state as you). 

@Aaron T.As a consumer, I think it's a really cool idea and I would enjoy staying there once it's fixed up.

Meanwhile consume as much educational content as possible. 

The dilemma that's been shared with me by hosts is that it is time consuming and there isn't a cohesive end result. 

Consumer Confidence.

I am stuck between wanting to sell it and be done with it and never forgive myself for selling real property (lol) and using the money to pay off my consumer debt that I've racked up from losing my job in April due to COVID, or attempting to get it refinanced based on potential rental earnings if I can convince a bank to let me do that without a real job.

My question is do I opt to go the quarter round route and not remove the baseboards or remove them?